SECURED BUSINESS LOANS
Your MSME's trusted partner in secured business lending
Attractive Interest Rate
Tenure up to 10 Years
Minimal Documentation
Features & Benefits
₹30L
Loan Amount
Avail up to INR 30 Lakhs hassle free
Interest Rate
Get reasonable interest rates which depends on factors like your credit score, loan amount etc.
Repayment Tenure
Upto 10 years
Security
These loans are secured against residential and commercial immovable Properties
Processing Fee
We charge a processing fee of upto 4% plus applicable taxes. To view schedule of charges click here
For overview of the facility, click here
Document Requirement
- Signed application form with photograph
- KYC
- Property Address
- Photo ID and age proof
- Last 6 months bank statement
- Last 3 months salary – slips
- Latest 6 Months bank statement with salary credits.
- ITR along with computation of income for 1 year (latest filed as per regulatory requirement)
- Latest Profit and Loss a/c & Balance Sheet CA certified / audited as applicable (latest filed as per regulatory requirement)
- Bank Statement for last 6months of the individuals and proprietorship concerns
- Bank Statement for last 6 months of the entities (LLP / Partnership)
Frequently asked questions
Stashfin simplifies the process of securing a loan against property by offering an online application platform that is both user-friendly and efficient. The following is how you can apply-
- Visit the Stashfin Website or App: Start by navigating to the loan section and selecting the loan against property option.
- Fill Out the Application Form: Provide your personal details, property information, and financial documents.
- Submit Required Documents: Upload all necessary documents such as identity proof, income proof, and property papers.
- Get Instant Approval: Stashfin's streamlined process often delivers quick approval decisions, sometimes within 24-48 hours.
- Receive Funds: Once approved, the loan amount is disbursed directly into your account.
Stashfin stands out in the competitive lending landscape with its commitment to transparency, speed, and customer satisfaction. Their online platform makes it easy to apply for a loan against property from anywhere, with minimal paperwork and quick approvals. They offer reasonable loan against property interest rate options and suitable repayment plans (upto 10 years), making it easier for borrowers to manage their finances. Stashfin only charges a nominal processing fee of upto 4% plus applicable taxes on a loan against property.
Consequently, a loan against property in India gives you a strategic method of accessing substantial money by leveraging the value of your property . With its online solutions Stashfin simplifies the process while ensuring you get the funds you desire quickly.
Consequently, a loan against property in India gives you a strategic method of accessing substantial money by leveraging the value of your property . With its online solutions Stashfin simplifies the process while ensuring you get the funds you desire quickly.
Understanding the loan against property interest rate is essential when planning your finances. These loans typically offer lower interest rates compared to unsecured loans because they are backed by collateral- your property. However, rates can vary depending on factors like the property's value, your credit profile, and market conditions.
Apart from interest, consider any processing fees, administrative charges, or prepayment penalties. Being well-informed about all charges helps you avoid surprises and plan your repayment strategy effectively.
Apart from interest, consider any processing fees, administrative charges, or prepayment penalties. Being well-informed about all charges helps you avoid surprises and plan your repayment strategy effectively.
Most financial institutions and lenders, even Stashfin, provide loan approvals within 24-48 hours, with the help of streamlined web-based processes.
The loan amount will generally be calculated as a percentage of your property's market value, taking age, condition, and location into account .
It differs with the lender; always refer to the terms and conditions for information on any prepayment or foreclosure fees.
You can utilize the amount for different purposes, such as business expansion, house renovation, debt consolidation, or personal requirements.
Stashfin takes into account property worth, stability of income, credit score, and financial well-being while approving a loan against property.
If you intend to sell the property, notify your lender. Options may include loan transfer or early settlement, subject to the lender's policies.